Auto Accident Lawyers Serving Orange County & the Hudson Valley
According to New York State Department of Motor Vehicles statistics for the year 2010, 1,119 people were killed in fatal collisions on New York roads, and over 134,000 more are injured. If you or a loved one are injured in an auto accident, or if you lose a loved one due to another’s negligence or reckless driving, your impact may be enormous, both in terms of medical expenses, economic loss, as well as the physical and emotional pain that must be endured. The lawyers at Dupée & Monroe, P.C. are here to help you get the care and compensation you need to start rebuilding your life.
Helping You Recover Full Compensation for Your Injuries and Losses
New York is a no-fault insurance state, which is intended to give people assurance that their damages will be covered without the need to file a lawsuit against the other driver and his or her insurance company. The concept behind no-fault insurance is that if you are injured in a car accident, you can make a claim to your insurance company, and they will pay your medical expenses and lost wages regardless of who was at fault.
No-fault insurance covers basic economic damages such as medical expenses and lost wages, but it does not offer adequate compensation for accident victims with serious injuries. New York law allows victims with serious injuries to sue for the excess of damages over the no-fault amount. Drivers are required to carry liability insurance that covers a minimum of $25,000 for bodily injury or $50,000 for death. Many drivers protect themselves with higher policy limits on their liability insurance, as these amounts are very low and insufficient to fully compensate the victim of a serious accident. To avoid personal liability for damages above the policy limits, many people purchase more than the minimum coverage required by law, typically obtaining coverage of $100,000 to $300,000 or more for the purposes of general liability and a separate umbrella or excess coverage.
It is important to understand that insurance companies are in business to earn a profit. Accordingly, they will try to settle your case as quickly and cheaply as they can. Insurance companies employ claims adjusters and attorneys to negotiate and litigate claims and ensure that the insurance company’s interests are protected. Without an experienced lawyer on your side, you are at the mercy of the insurance company in deciding what constitutes fair compensation for your injuries. Insurance companies never offer unrepresented persons as much as they would to someone who is represented by an experienced trial attorney.
Whether negotiating a settlement out of court or seeking a jury verdict, an attorney at Dupée & Monroe, P.C. have the necessary skill, experience and reputation to make sure the insurance companies deal with you fairly and settle for a full and fair amount.
Experienced Attorneys with a Record of Success
Dupée & Monroe, P.C. is a law firm with an established record of obtaining successful results on behalf of our clients. If you or a loved has been injured in a car accident in Orange County, the Hudson Valley, New York City’s five boroughs and throughout New York contact us online to schedule a free consultation with an experienced attorney who can help you get the compensation you deserve.